Tricky Investment Terms

Don't be fooled by the term "alternative investment."

Some brokers and advisers are promoting currencies, commodities, options, real estate deals and other risky investments, implying that they are acceptable alternatives to traditional stocks and bonds.

Reality Check: There is nothing new about these investments. Many are high-risk and generate significant commissions, fees and profits for the people who sell them, but not necessarily for investors.

Bottom Line: Make any investment only when you fully understand it and are confident that you have made the correct decision!

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